VA loans
VA loans remain one of the strongest paths to owning a home in California — for eligible veterans, active-duty service members, and some surviving spouses. We handle the details; you keep the benefit.
Federal First Lending is not affiliated with the Department of Veterans Affairs or any government agency.
Eligible borrowers can finance the full purchase price — a meaningful difference in California's market.
VA loans don't carry monthly mortgage insurance, which changes the math on what you can comfortably afford.
Credit and debt-ratio guidelines are often more forgiving than conventional programs. Sellers can also cover some costs.
Eligibility generally depends on your service history. We can pull your Certificate of Eligibility with you on the first call — most people have it in minutes.
(855) 517-3388 · Mon–Sat, 8am–6pm PT
