DSCR investor loans

Qualify on the property's income, not your tax returns

DSCR loans size the deal on one question: does the rent cover the payment? No W-2s, no personal income docs. Built for California landlords, flippers holding long, and buyers scaling a portfolio.

Run a deal in ten seconds

Monthly rent ÷ monthly payment = your DSCR.

Mid-century California fourplex at golden hour

Monthly rent (actual or market)

Monthly payment (principal, interest, taxes, insurance, HOA)

[ Estimate only — program guidelines vary by lender ]

0.501.252.00+

1.24

1.0 – 1.24 — workable

Many DSCR programs look for 1.0 or higher. Stronger ratios open more programs and better terms.

Built for how investors actually file

✓Self-employed or write-off-heavy returns✓Close in an LLC — vesting flexibility✓Portfolio landlords adding doors✓Long-term and short-term rental income considered

Have a deal in mind? Run it with a human.

Call the desk Leave your details

(855) 517-3388 · Mon–Sat, 8am–6pm PT